finances

I am not an expert in financial stability in any way, however, my clients and my agency seem to think so, and I hate letting them down. “Financial Stability Counselor” is my official title and has been for the past year. I did not receive any official training in this position, and I sort of feel like the blind leading the blind.  Read More »

"It's only a few dollars." These are the worst words for me to hear right now. I'll tell you why, but before then I must add a disclaimer that this is a bit long. It is necessary though in order to explain why this is so painful for me. This is also the story of the last year of my life. It might sound a bit whiny in places to some. Believe me, it is not.  Read More »

We all know we are in a housing funk. There are some predators out here. I am sure that you watched Evan Almighty. Congressman long (the villan of the movie) cut corners and used sneaky tactics to make a profit. Just like in Credit Cards, there are predators in lending. This goes true for college loans as well as home morgages.  Read More »

Recently some of you have expressed concern that I was attacking athletic scholars and scholarships. This article was not written to do that. This article points out the need for accessable post secondary education without the monetary objective.  Read More »

I can feel all the walls closing in around me. It takes me forever to get to sleep at night and once I finally do get to sleep, in the wee hours of the morning, I never want to wake up. I sleep though the entire morning and well into the afternoon, awaken constantly by the ringing phone. Damn creditors.  Read More »

I received the dreaded phone call on Monday, the one I was hoping I would not get this time, but I guess it was inevitable. The temp service I have been working with informed me that Friday will be my last day. The project is over, leaving me, once again, terrified wondering if I am going to be able to keep a roof over my head and food in my belly.  Read More »

People have varied idea of what is the biggest problem in America, today. I was recently asked this question in an interview for a medical program, so I thought I'd share my idea.  Read More »

Most people on this site are looking towards earning a bachelor's degree or better (masters, doctorate). But, is it really necessary? Without a doubt, the answer is no. Allow me to explain.  Read More »